Sectors & Solutions

Sectors

Fisheries

Sector Overview:
Despite a coastline of 3,300 km, fisheries remain
underexploited, contributing only a small fraction to
GDP.

SDRB’s Sector Investments:
Develop Somalia’s coastal fisheries sector through
access to finance and promotion of sustainable
practices.

Agriculture

Sector Overview:
Agriculture accounts for 75% of employment and a
significant portion of Somalia’s GDP, yet suffers from
low productivity.

SDRB’s Sector Investments:
Foster Somalia’s largest economic sector and primary
employment source with tailored financial services.

Livestock

Sector Overview:
Livestock contributes 40% to Somalia’s GDP and
supports over 60% of the population.

SDRB’s Sector Investments:
Strengthen Somalia’s economic backbone by offering
specialized financial products to livestock farmers.

Renewable Energy

Sector Overview:
Somalia’s energy sector relies heavily on diesel, leading
to some of the highest electricity costs globally.

SDRB’s Sector Investments:
Promote renewable energy adoption and facilitate
climate financing for a low-carbon economy

Financial Services

Sector Overview:
Dominated by mobile money and remittances, with a
$2 billion credit gap indicating significant unmet
financial needs.

SDRB’s Sector Investments:
Expand access to finance with innovative, inclusive
financial products and digital banking solutions.

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Solutions

SDRB’s Market-Driven Strategy: Prioritize
investments in sectors with proven demand,
while also nurturing growth where demand
needs to emerge. This dual approach drives
economic growth but also addresses critical
social needs, creating jobs, enhancing
livelihoods, and fostering inclusive
development across Somalia.

Business Advisory & Investment Readiness

Empowering Somali SMEs with financial solutions, digital transformation, and
capacity building for long-term growth. We drive digital transformation by
providing e-commerce tools, tech adoption, and innovation support for
improved competitiveness.

Sector-Specific Financing

Sharia-compliant financing for key sectors, including agriculture, fisheries,
infrastructure, and renewable energy fueling Somalia’s economic future. By
o{fering flexible funding and credit guarantee to credit schemes, SDRB reduces
lending risks, promoting financial inclusion and sector growth.

Capacity Building & Knowledge Transfer

Strengthening businesses and financial institutions with training, leadership
development, and business development services.

Climate & Green Finance

The Somali Development and Reconstruction Bank (SDRB) is pioneering
Somalia’s entry into climate and green finance, focusing on renewable energy
and climate resilience to reduce reliance on imported fuels, enhance energy
security, and align with global sustainability goals.

Market Expansion & Trade Facilitation

SDRB aims to enhance trade by leveraging Somalia’s EAC membership and
investing infrastructure to boost exports and regional integration. Key sectors
include livestock, agriculture, and fisheries, with a focus on improving trade
logistics and market access.

News

Procurement

Whistle Blower Policy: The Somali Development and Reconstruction Bank operates a strict zero-tolerance policy on corruption, fraud, and
bribery. If you witness any misconduct or non-compliance, report it anonymously via email at: whistleblow@sdrb.gov.so